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Quick Benefits Guide
Attendance Allowance
Attendance Allowance is a tax-free benefit paid to people aged 65 or over,
who need help with their personal care because of an illness or
disability.
There are two rates of
benefit payable — lower rate for day or night care or higher rate for day
and night care.
Find out more.....
Carers Allowance
Carers Allowance is a taxable benefit for people aged over 16 who spend at
least 35 hours a week caring for a severely disabled person who has
Attendance Allowance (AA) or Disability Living Allowance (DLA) middle or
high care component. The rate of Carers Allowance paid depends on the
customer’s circumstances and the other benefits they are receiving.
Find out more.....
Child Benefit
Child Benefit is a tax-free benefit paid to couples who are responsible
for at least one child.
Up to and including 5
July 1998
Child Benefit (Lone Parent) is a tax-free benefit paid to people who
are not living with a spouse or partner and have responsibility for at
least one child.
From 6 July 1998
Child Benefit (Lone Parent) will not be generally available to new
claimants, but some lone parents will still be able to receive it.
Find out more.....
Child Tax Credit
Child Tax Credit is paid by the Inland Revenue to people who are
responsible for at least one child or qualifying young person. Child Tax
Credit replaces the child additions in Working Tax Credit and previous tax
code increases. It is paid if you work or not, is paid direct to the carer
for the child or children. If you are a lone parent you will receive the
payment.
Find out more.....
Council Tax Benefit
Council Tax Benefit is a
tax-free, income related, benefit awarded to people who satisfy the
qualifying conditions. Any award of benefit is deducted from the amount of
Council Tax due. Some people are totally Exempt from paying Council Tax.
Find out more....
Council Tax Discounts
Disability: Council Tax banding is reduced to the one below, or if
already in lowest band "A" then cash reduction applies. Property must have
been altered to suit disabled person. E.g doors widened, extra bedroom, or
a wheelchair user, etc.
Carers: If living
with anyone over 18, other than your partner, and they have the high rate
Attendance Allowance or high rate Care Component of Disability Living
Allowance. The carers would not count within the household. So if only one
other person is remaining then 25% single person discount could apply.
Mental impairment:
If someone comes under these rules and lives alone they have no council
tax at all to pay. If they live with others then they do not count within
the household so single discount could apply.
Students: Full
time students (Over 12 hours weekly). They do not pay any council tax if
household has only full time students within. Household that has student
and others, do not count any full time student so single discount could
apply.
Disability Living Allowance
Disability Living Allowance is a tax-free benefit paid to people under age
65 who need help with personal care, getting around, or both because of an
illness or disability. The rate payable depends on the person’s care and
mobility requirements.
Find out more.....
Housing Benefit
Housing Benefit is a tax-free, income related, benefit awarded to person
responsible for paying rent who satisfy the qualifying conditions.
If the rent is paid to
the local authority the benefit is paid by reducing the rent payable.
If the rent is paid to a
private landlord then benefit is in the form of a cheque or equivalent.
Find out More.....
Incapacity
Benefit
Incapacity Benefit is payable to people who are sick or disabled and have
been incapable of work for four or more days in a row and who are not
entitled to Statutory Sick Pay.
The Short-term (lower)
rate is tax-free, but the Short-term (higher) and Long-term rates are
taxable.
Find out more....
Incapacity Benefit for youths
(Under 20 's some under 25 's)
People who have been incapable of work
for over 28 weeks before age 20, or age 25 if they have continually been
in education since before age 20. If they do not already have
Severe Disablement Allowance,
you could get Incapacity Benefit without needing to satisfy the National
Insurance Contribution Conditions.
Find out more....
Income
Support
Income Support is a
tax-free, income related, benefit payable to people aged 16 or over, and
who are not required to be available for work and whose income, from all
sources, is below the minimum level set by Parliament. See the levels
here in word
format.
Find out more....
Industrial Injuries
Disablement Benefit
Industrial Injuries
Disablement Benefit is a tax-free benefit payable to people who have
become disabled as a result of an accident at work or as a result of an
industrial disease. This benefit is payable even if the person continues
or returns to work.
The rate of benefit
payable depends on the level of the person’s disability.
Find out more....
Jobseeker’s
Allowance
Jobseeker’s Allowance
(Contribution based) is payable to unemployed people who have paid enough
National Insurance Contributions and are available for and actively
seeking work.
It is payable for up to
182 days. No additional benefit is payable for adult dependants or
children.
Jobseeker’s Allowance
(Income based) is income related and is payable to unemployed people who
are available for and actively seeking work but have not paid enough
National Insurance Contributions or Jobseeker’s Allowance (Contribution
based) does not fully meet their needs.
The rates payable depend
on the person’s circumstances.
Find out more....
Maternity
Allowance
Maternity Allowance is a
tax-free benefit payable to a woman who is pregnant and has 11 weeks or
less before the week the baby is due, or who has already given birth.
The rate payable depends
on the employment status, of the person, at the 15th week before the
expected week of confinement.
Find out more....
Reduced
Earnings Allowance
Reduced Earnings
Allowance is a tax-free benefit payable to a person who was disabled in an
accident at work or has a prescribed industrial disease, which happened or
started before 1 October 1990, and as a result of their disablement is
unable to return to their regular job or do work of the same standard.
Retirement
Pension
Retirement Pension is paid to people, who have reached state pension age
and have paid, or been credited with enough National Insurance
Contributions.
Find out more....
Severe
Disablement Allowance
Severe Disablement
Allowance is a tax-free benefit for people who have not been able to work
for at least 28 consecutive weeks because of illness or disablement, but
cannot get
Incapacity Benefit
because they have not paid enough National Insurance Contributions. There
have been no new claims since 5th July 01.
Find out more....
Social Fund
The Social Fund helps
people with expenses, which are difficult to pay out of regular income.
Help can be given in the
form of grants, payments or interest free loans.
Grants and payments don’t
usually have to be paid back.
Find out more....
Statutory Sick Pay
Statutory Sick Pay is
taxable and can be paid by an employer to an employee who is sick, if they
meet the qualifying conditions. It is payable at a flat rate of £64.35 a
week.
Find out more....
War
Disablement Pension
War Disablement Pension
is tax-free and is payable to members of various services whose
disablement is due to or has been made worse as a result of being in the
service. The rate payable depends on how severely disabled the person is
as compared to a normal healthy person of the same age and sex.
Find out more....
Widow’s /
Widowers Payment
Widow’s Payment is an
immediate tax-free lump sum payable to a widow / widower under state
pension age or to a widow / widower over state pension age whose husband /
wife was not entitled to a Category A Retirement Pension when he /she
died.
Find out more....
Widows /
Widowers Pension
Widow’s Pension is a
regular payment of benefit to widows and widowers who are aged 45 or over
when their husband / wife dies or when their Widowed Parent’s Allowance
ceases. It is a taxable, contributory benefit.
Find out more....
Working Tax
Credit
Working Tax Credit
replaced Working Families Tax Credit, Disabled Persons Tax Credit, and
Over 50's Employment Credit from April 6th 2003.
It is a tax credit, administered and paid by the Inland
Revenue, to working families with children, disabled workers, workers over
50, workers over 25 who work over 30 hours.
Find out more....
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